Voldier vs Agicap vs Chaser
They automate the chase.
We remove it.
Europe's most-used tools split the problem in two: Agicap forecasts the cash you might collect, Chaser chases the invoices you haven't. Voldier removes the unpaid invoice entirely. Nothing to chase. Nothing to hold.
The one thing they have in common
Every cash tool assumes the invoice already exists — and is already unpaid. We don't let that happen.
The customer gets a payment notice, pays, we verify it against the bank — and only then does the invoice exist. Born paid. Then Voldier writes the correct journal entries straight into your accounting system, so the payment, the invoice and the deposit all land matched. If there's no unpaid invoice, there's nothing to chase; if the entries post themselves, there's nothing to reconcile and no tax on money that never arrived.
Two leaders, two different weaknesses
Same flawed premise. Each with its own catch.
Agicap
The forecaster that watches, but never fixes
- Forecasts whether you'll get paid — it watches the receivable, it doesn't remove it.
- Pricing on request, sold by module — built for finance teams, priced like it.
- Collections is an add-on module, not the core.
- You still reconcile every payment and post every entry yourself.
Chaser
The specialist that only chases
- Priced for enterprise — now from $259/mo, up to $1,199/mo on higher tiers.
- Chasing only — it reminds, but doesn't remove the problem.
- You still reconcile every payment and post every entry yourself.
- Late fees and enforcement cost extra or aren't built in.
Line by line
Two automate the problem. One removes it.
| Agicap | Chaser | Voldier | |
|---|---|---|---|
| Core model | Forecasts cash from bank + ERP feeds | Automates chasing unpaid invoices | Invoice created only after payment is bank-verified |
| Unpaid invoices | Watched & forecast | Chased via email, SMS, auto-call | Don't exist |
| Accounting entries | Out of scope — you post them yourself | You post the journal entries yourself | Correct journal entries generated & pushed automatically |
| AI reasons over | Bank + ERP history — predicts your cash curve | Open receivables — predicts who pays late | Bank-verified payments — facts, not predictions of “maybe paid” |
| Data it sees | Bank feeds + ERP, read-only | Only your open receivables | Bank + ERP + collections unified — the -On- family |
| Where AI runs | Vendor cloud | Vendor cloud | Own infrastructure — your data never leaves the perimeter |
| Reconciliation | Out of scope — still yours | You still do it yourself | Unnecessary — books match bank by construction |
| Tax on unpaid revenue | Out of scope — it only watches | Can be triggered before payment | Only on money actually received |
| Accounting integration | Read-only connectors (forecasting) | Cloud + CSV import | Full cycle — QuickBooks, Xero, Sage, FreshBooks (incl. journal entries) · Desktop & SAP via Agent-On-Sync™ · NetSuite validation, full sync in progress |
| Pricing model | On request, per module | Flat, but enterprise-tier | Flat, per company, SMB-priced |
Everyone has AI now. The difference is what it stands on.
Their AI predicts whether you'll get paid.
Ours starts after you already did.
Agicap and Chaser both have capable AI — one forecasts your cash curve, the other predicts if and when an unpaid invoice will clear. Useful, but both are still predicting a maybe. Voldier's AI reasons over payments already verified against the bank, across all three sources of your money at once — the bank, your ERP, and collections. Facts, not forecasts of “probably paid”, unified for the small business that Agicap and Chaser price out of this.
Live bank sync
The money you have
Real balance and transactions, right now — not the copy your accounting app made 6 hours ago.
Agent-On-Sync™
The money you owe
Reads your accounting system read-only — receivables, fixed costs, upcoming commitments. No migration.
Invoice-On-Payment™
The money you're owed
Your operational AR ledger — every notice, validation and record, no waiting on an external sync.
AI Junior
Ask anything about your money in plain language — “who owes me the most?”, “what's my real cash next week?” Junior answers from your live data, not a stale report.
AI Senior
Watches continuously, predicts the critical moment before it hits, and proposes the move with real numbers. Always three options: Accept, Postpone, or Reject. Runs on our own infrastructure — your data never leaves our perimeter.
What it costs
One is per-user. One is enterprise. One is built for you.
Agicap
On request
per module / yr
forecasting core; collections & payments sold separately
Chaser
£199–£1,199
per month, turnover-based
chasing only, late fees extra
Voldier
$49–$349
flat, per company
payments opt-in: 0.95%, cap $25 · first month free, second month half price
The honest part
Be fair about them: Agicap is Europe's most-used cash-flow and treasury platform — if multi-entity treasury visibility is your priority, they're strong, and forecasting at that depth is not our core. Chaser is the most established credit-control specialist in the UK, with genuine AI-driven forecasting from payment behaviour — if you're committed to chasing, they do it well. Voldier makes a different bet: remove the receivable so there's nothing to chase, post the books automatically, and run the AI over payments already verified against the bank rather than over invoices that might never clear. We win on the insight and the verified data underneath the AI, not on having “more AI”.
Why automate — or pay enterprise prices for — chasing you could eliminate?
See Voldier run on your own numbers in 15 minutes. First month free, second month half price.
[email protected]No commitment · your money never touches us
Comparison based on publicly available pricing and user reviews, July 2026. Agicap is a trademark of Agicap SAS; Chaser is a trademark of Chaser Technologies Ltd. Neither is affiliated with Voldier.