We are building the financial operating layer behind the merchant
We started with the cash-event problem. The mission is larger: turn payment events into collections, contracts, invoices, AI, and operator action.
What we are
Voldier™ is a software company classified under NAICS 518210 — Data Processing and Hosting Services. We build a financial operations platform that starts with AR automation and expands into collections, contracts, invoicing, AI, and cash visibility.
Software company
We build data processing tools. NAICS 518210.
Financial operations platform
We turn bank-confirmed cash events into collections, contracts, invoices, and control.
Verified bank data
We reconcile from secure read-only bank data with automatic matching built in.
Voldier was founded to solve the Zelle reconciliation gap in small business accounting — the missing bridge between an email notification and a marked-paid invoice. Invoice-On-Payment™ became the methodology that inverts the traditional AR flow so the fiscal invoice is only issued once the bank confirms the payment. From there, the product expanded toward a broader financial operating layer. Voldier is a brand of Miurata Solutions LLC (Orlando, FL).
The problem we solve
55 million+ Zelle transfers happen daily in the US
Zelle is now the dominant peer-to-peer payment method for small business transactions. But Zelle has no invoice reference field — payments arrive with only a name, amount, and optional memo.
No accounting software knows which Zelle pays which invoice
QuickBooks, FreshBooks, Wave — none automatically match a Zelle deposit to the correct open invoice. AR teams spend hours every week doing this manually.
Voldier is the bridge
We connect secure read-only bank data so incoming payments get matched to the right invoice faster.
What we are NOT
We want to be completely clear about this. Understanding what Voldier is not is as important as understanding what it is.
Not a debt collector
FDCPA does not apply to our service. We do not collect money on behalf of anyone. We do not contact consumers as a third-party collector. We send payment reminders from your business to your own customers.
Not a credit bureau
We do not report payment behavior to any credit bureau. We do not generate, score, or sell credit information about your customers.
Not a bank or payment processor
We do not hold, transmit, or facilitate the movement of funds at any point. All financial transactions occur directly between your customers and their financial institutions.
Not a collection agency
We do not contact customers on behalf of other businesses in a third-party capacity. Payment reminders are sent from your own business identity.
Our technology approach
Verified bank data, with fallback paths
We use secure read-only bank connections as the live source for reconciliation.
Privacy-preserving by design
Raw email bodies are discarded immediately after parsing. We retain only the structured fields needed for reconciliation: sender name, amount, date, reference. We never read the full content of your inbox — only emails matching known payment notification patterns are processed.
No password sharing
Customers keep paying the way they already do — Zelle, ACH, wire, or check. Businesses can connect securely without handing Voldier an online banking username or password.
Works with any accounting software
Import open invoices via CSV from QuickBooks, FreshBooks, Wave, Xero, or any software that can export a spreadsheet. Export reconciled payments back to CSV for import. No proprietary lock-in.
Compliance
Our business classification and operating practices reflect who we are and what we do.
NAICS 518210 — Data Processing and Hosting Services
This is our business classification. It is accurate and intentional. We are a data processing company, not a financial services company.
Read-only data access
Bank connections are read-only and limited to the fields needed for reconciliation.
No consumer data sold or shared
We do not sell, license, or share customer payment data with third parties. Your data is used exclusively to operate Voldier on your behalf.
Terms of Service and Privacy Policy
Full terms available at terms.html and privacy.html. Questions? Email [email protected].
See how it works
Learn how Voldier turns verified bank data into reconciled invoices automatically.
How Voldier works